Caisse d’Epargne Nederland Corporate & Investment Banking
The regional cooperative bank belonging to its customers
Who we are?
A branch of Caisse d’Epargne Hauts de France
One of the 15 Caisse d'Epargne
Firmly rooted in their local communities, the Caisses d’Epargne
pursue their missions day after day…
To be useful to everyone, without ever losing sight of the collective interest.
A cooperative bank, strongly established regionally
• 3 000 staff serving clients, individuals, corporates, institutionals, associations
• 300 branches
• 9 business centers across the territory
Expanding towards the benelux countries
The Caisse d’Epargne Hauts de France is pursuing a long-term development in Benelux since 2014, to support corporate and real estate players.
- A 9 corporate bankers team to serving our corporate and real estate clients since 2014
- 140 clients
- +48 NPS
Capitalizing on our solid presence and our successes in Belgium, we are continuing our development in Luxembourg and the Netherlands. We have reached a strategic milestone in the Benelux, a key project for Caisse d’Epargne Hauts de France
Caisse d’Epargne Hauts de France, a bank managed locally with 100% of its decisions taken on its territory
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100% COOPERATIVE
Our cooperative model allows us to act in the general interest by adopting a long-term vision. And as a cooperative bank, we have no other interests to serve but yours.
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100% REGIONAL
We make decisions at local level that impact the heart of our region.
€6.2bn of loans granted to companies and institutions on our territory in 2024.
€2bn of debt arranged (for company acquisitions and transmissions, renewable energy and infrastructure projects, etc..) in 2024. -
100% USEFUL
For the economic, social and environmental development of our region.
We support environmental and societal transformations in our region. We have been B Corp certified since 2022.
8th bank certified B Corp in Europe.
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€687m
Net banking income
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€47bn
Loans in progress
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€160m
Net income
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23,7%
CET1 solvency ratio
Regulatory threshold: 10.47%
Part of BPCE Group
4th largest banking group in Europe & 2nd largest banking group in France
Among top players in Europe, offering a full range of expertise
Non-listed companies
• Our priority: serving our clients and the public interest
• Continuous strengthening of our financial stability and lending capacity
Banks that belong to their clients
• Managed locally, in close connection with their directors elected by the member clients
• Customer satisfaction placed at the heart of their DNA
Large set of expertise
Universal “Bankinsurer”
• 100 000 employees in 50 countries
• Covering the entire banking and insurance services scope
Among European and global leaders
• 2nd European largest asset manager
• 2nd largest bond issuer in the world
Our offering in Netherlands
A broad range of products for your business
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Flow and cash management
• Current account (IBAN NL)
• Online banking (ISABEL)
• Term deposits
• Investment products (structured products and UCITS) -
Global Markets
• Trading room: Forex, interest-rate and commodity hedging
• Equity Capital Markets: IPOs, capital increases, share buybacks, convertibles
• Debt Capital Markets -
International
• Documentary credits
• International guarantees
• Import/export letters of credit
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Financing
• Short term (treasury facilities) • Medium/Long term (fixed or variable rate loans, RCFs)
• Acquisition finance (syndicated loan arranger or participant)
• Equipment leasing (green/solar leasing)
• WCR financing (factoring)
• Structured finance
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Advisory
• Natixis Partners: M&A and LBO advisory
• Pramex International: Foreign investment project advisory -
Cross-border
• Support from subsidiaries in France
Our team
Derk Graver
Head of Nederland
Derk.graver@hdf.caisse-epargne.fr
Alexander Marquenie
Senior Corporate banker
alexander.marquenie@hdf.caisse-epargne.fr
